One of the requirements for the assessment of the State’s financial liability is the effectiveness of the damage; however, in civil law it has also been recognised that in order...
One of the requirements for the assessment of the State’s financial liability is the effectiveness of the damage; however, in civil law it has also been recognised that in order...
On the coverage of LEGAL DEFENCE INSURANCE, in cases of free choice and conflict of interest, according to the SUPREME COURT RULING of 14 July 2020, Rapporteur D. Eduardo Baena...
FIDES (Federación Interamericana de Empresas de Seguros) in collaboration with Insuralex are glad to present the New Edition of the Report on Insurance Regulatory Matters. Program: (Miami 9:30h, Madrid 15:30h,...
In this case analysed, the Court upholds the contested judgement declaring the non-existence of prescription of the action brought, because, in accordance with the jurisprudential doctrine that it establishes, ‘the...
As lawyers specialising in Insurance Law, when natural phenomena occur which, due to their magnitude, generate considerable damage, we receive numerous queries from affected individuals. In this sense, insurance policies...
In this article we will analyse the judgement issued by the Examining Court nº 1 of Negreira in the verbal procedure 13/15 2022, by which the insurance company involved is...
In this article we will analyse the judgement handed down by the Provincial Court of the Balearic Islands We will analyse the judgement of 14 April 2020 of the Provincial...
In this article we will reflect on the civil liability derived from the use of artificial intelligence (AI) and the problems of its use. This article aims to raise awareness...
A number of the European Insuralex members have once again joined forces to draft an interesting comparative legal report on judicial expert law in Europe and the United Kingdom. A...
The recent Royal Decree-Law 6/2023, of 19 December, which came into force on 20 March 2024, has tackled an ambitious reform of the civil jurisdiction aimed at achieving greater efficiency...
At Belzuz Abogados, as expert lawyers in Insurance Law, we receive numerous queries and cases related to all branches of this speciality, which means that we are always up to...
As already analysed by the Judgment of the 1st Chamber 357/2015 of 30 June, the effects of non-payment of the premium in the insurance contract differ depending on whether the...
I. Introduction At Belzuz Abogados, as specialists in Insurance Law, we receive queries and are familiar with the management of procedures in all aspects of this broad legal branch, and...
In this article, our Exclusive member in Spain, Belzuz abogados will study whether the insurance company can terminate the insurance contract due to non-payment of the successive premium. The consequences of non-payment...
The Spanish Insurance Contract Law establishes the policyholder’s duty to declare the relevant circumstances for the assessment of the risk by the insurer, before signing the policy. Subsequently, it also...
Belzuz abogados (Insuralex Spain) will study the civil liability of the promoter of a show for the use of the name and image of a famous person without their prior consent....
Brief summary: following the exit of the United Kingdom from the European Union, EU regulations cease to form part of English law, which raises the fundamental question of whether British citizens...
The importance of notifying the claim within the time limits provided for in the policy is particularly relevant when the delay has the effect of increasing the risk and therefore...
At Belzuz Abogados, as expert lawyers in insurance law, we face different problems every day and we know that insurance law and civil liability are cross-cutting issues with points of...
Damages caused by defective products. Its regulation in Spanish and European Law. Case law on the subject. At Belzuz Abogados (Insuralex Exclusive Member in Spain and Portugal) as expert lawyers...
We will study whether the failure to challenge a document by the professional in charge of the lawsuit at the preliminary hearing may constitute professional negligence that must be compensated....
Parametric insurance is a type of insurance in which the insurer pays the predetermined compensation to the insured based exclusively on the production and intensity of the risk, and not...
Proportional rule of Art. 10 Insurance Contract Act (LCS) versus termination of the contract by the insurer In this article we will analyse the different options that art. 10 of...
The European Union has urged Member States to regulate in their national legislation a right to be forgotten to ensure that consumers are not discriminated against when taking out insurance...
In February 2022, the European Parliament called on EU Member States to introduce a “right to be forgotten” for cancer survivors, in their Member State legislation by the end of 2025,...
Personal claims coming from traffic accidents is another report by the European Insuralex group. Lawyers from several European countries have compared the different legal systems for personal claims from traffic...
Insuralex and Belzuz Abogados S.L.P. have the pleasure of inviting you to the Insuralex European Regional Meeting 2022, which will consist of a seminar and cocktail at the Hotel Emperador...
FIDES (Federación Interamericana de Empresas de Seguros) has launched a report on insurance regulatory matters in the countries where FIDES has member insurer associations. FIDES represents 18 Latin American countries as well...
Claims arising out of motor vehicle accidents have been discussed by the insurance community and insurance lawyers for many years. Despite the fact that there has been some unification in...
We find ourselves before a case in which the party injured by some events exercises the direct action provided in art. 76 of the Spanish LCS and doesn’t prosecute the...
We face a scenario that most likely could take place, especially nowadays, when the state of the art rapidly changes in short periods of time. Technical knowledge available under the...
At the moment, there is quite a diverse legal landscape of different kinds of “class action” in Europe. While some countries do not provide a ‘class action system’ at all,...
Low-Cost insurances as a result of the Covid pandemic. ABSTRACT Currently, and as a result of the pandemic, a variety of low-cost policies has entered the healthcare insurance market, advertising...
Latest additions to the Royal Decree on training in order to implement Directive (EU) 2016/97. A few weeks ago, the Council of Ministers in Spain approved the Royal Decree 287/2021,...
We are currently living what can be considered the most important massive vaccination campaign in the recent history of humankind. Scientific advisors and governments from all over the world have...
The civil liability that may arise within a specific company that is a part of the corporate group operating under one trade name, in many occasions raises questions when determining...
ABSTRACT: The exceptional situation that the world is living in the light of the COVID-19 pandemic has come with an increase in the exposure of companies and public institutions to...
ABSTRACT: cyber-risk is a source of opportunity but also of uncertainty towards traditional property and civil liability insurance policies. Cyber-insurance has been born to prevent silent cyber. We analyse the...
ABSTRACT: Digitalisation is an unstoppable process that changes, day by day, the framework of interaction between citizens, companies and Public Administrations. Although the digitalisation simplifies recruitment processes and boosts the market,...
The second annual Latin American Insurance Conference hosted by Insuralex and Belzuz Abogados in 2019 was a resounding success. The 2019 edition was attended by an important numbers of...
Download in PDF October 20, 2016 PRODUCT LIABILITY IN A LOSS OCCURRENCE From the Insurance Department of Belzuz Abogados we shall analyse what are known as serial losses....