Reports

2023 Overview of surety bonds regulation
Insuralex is a group of more than 50 independent law firms from Europe, North America, Latin America, Africa, Asia and the Middle East that specialise in Insurance and Reinsurance. Insuralex

Right to be forgotten for cancer survivors
In February 2022, the European Parliament called on EU Member States to introduce a “right to be forgotten” for cancer survivors, in their Member State legislation by the end of 2025,

2022 European Motor vehicle injury claim report
Personal claims coming from traffic accidents is another report by the European Insuralex group. Lawyers from several European countries have compared the different legal systems for personal claims from traffic

2022 Parametric Insurance in Latin America: Update
The use of parametric insurance as an alternative to traditional indemnity-based insurance has increased over the last twenty years, particularly as a mechanism for insuring against extreme weather risks. Following

Inability to continue the family relationship as a basis for a motor vehicle insurance claim.
Claims arising out of motor vehicle accidents have been discussed by the insurance community and insurance lawyers for many years. Despite the fact that there has been some unification in

Insuralex FREE report: 2022 Overview of Life Insurance Law in Latin America
Covid 19 has impacted social dynamics around the world in multiple ways. Unfortunately, one of them has been the death of thousands of people. For the insurance industry, this has

Insuralex Report: Class Action systems in Europe
At the moment, there is quite a diverse legal landscape of different kinds of “class action” in Europe. While some countries do not provide a ‘class action system’ at all,

2022 Insuralex report: Overview of reinsurance law in Latin America
Insurance companies, like many others, are exposed to multiple risks and, therefore, they are concerned about having mechanisms to ensure their operations, avoiding that, in the event of a large

FIDES launches insurance regulatory report in collaboration with Insuralex
FIDES (Federación Interamericana de Empresas de Seguros) has launched a report on insurance regulatory matters in the countries where FIDES has member insurer associations. FIDES represents 18 Latin American Countries

2021 Insuralex report: Insurers ´subrogation in Latin America: An overview
The right of subrogation of insurers is a common institution in most Latin American countries. However, although in all cases law establishes the right, the conditions regulating its exercise differ

2021 Criminal prosecution of insurance fraud in LatAm
One of the great challenges facing insurers today is to have effective tools against insurance fraud. To this purpose, some Latin American countries have opted to include this type of

2021 Liability insurance in Latin America: An overview
Liability insurance is one of the main lines of business in Latin America. It comprises several risk-transferred based products to offer depending on the insureds’ special needs and the liability

2020 Insurance digital commercialization in Latin America report
Digital commercialization for insurers in Latin America ceased to be a long-term development project to became a top priority to them. It gained special relevance during the year 2020 due

2020 (Re) Insurance arbitration in Latin America report
The use of alternative dispute resolution mechanisms for insurance and reinsurance has become a growing practice in Latin America. In particular, arbitration has been widely accepted as offering flexibility, celerity

2020: Taxation on reinsurance premiums in Latin America
The world’s main reinsurance markets typically provide its services on a cross-border basis for Latin American based cedants, considering that the reinsuring capacity within the region is limited, in comparison