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AI systems, civil liability, and the insurance market

The use of artificial intelligence (AI) systems has been present in our daily lives for several years now, however, with the irruption of generative AI systems (those capable of creating
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The importance of being earnest…

Insuralex UK (CPB) successfully represented a Greek insurer in the High Court, where the judgment underlines the importance of ensuring an expert guards against becoming a party’s advocate. The full
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New requirements for Argentine Insurance Contracts: RENASEG, CUIP and CUIS.

By means of two resolutions, the Argentine Insurance Regulator (the “SSN”) has established new requirements for local insurance companies in relation to policies and claims registration. While one of the
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On the insurance broker´s liability

ON THE INSURANCE BROKER’S LIABILITY Acting as an intermediary between clients and insurance companies, insurance brokers perform as a vehicle for people seeking better knowledge about the type of product
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Insuralex´s Latin American members awarded by Chambers in Miami

Chambers Latin America Awards 2023  Insuralex is glad to announce that an important number of its Latin American members have been awarded by Chambers Latin America.  The Chambers Latin America
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Insuralex Australia (Meridian Lawyers) hires cyber law expert Matthew Pokarier

Insuralex Australia (Meridian Lawyers) has secured the appointment of cyber law and IT liability expert, Principal Matthew Pokarier, to its national insurance team. His arrival brings the number of hires to
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Errors of the architect-designer as a direct threat to the investor in the construction process

The investment process, which the entrepreneur (Investor) enters, is subject to a number of risks. Some of them are obvious and foreseeable, nevertheless there is a group of risks that
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Insuralex Australia (Meridian Lawyers) expands into Canberra

Insuralex Australia (Meridian Lawyers) is delighted to announce its expansion into The Australian Capital Territory, with the launch of a Canberra office and new professional legal team. Meridian has recruited
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Civil liability for the use of the image and name of a famous person to promote a show

Belzuz abogados (Insuralex Spain) will study the civil liability of the promoter of a show for the use of the name and image of a famous person without their prior consent.
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How does Brexit affect claims by UK citizens for accidents suffered on EU territory?

Brief summary: following the exit of the United Kingdom from the European Union, EU regulations cease to form part of English law, which raises the fundamental question of whether British citizens
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Insurance coverage adjustment due to inflation: the Argentine case

INSURANCE COVERAGE ADJUSTMENT DUE TO INFLATION: THE ARGENTINE CASE Since the invention and use of currency as a means of payment, the economy has historically been affected by inflation. Recently,
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Compensation for Earthquake-Related Damages by Turkish Catastrophe Insurance Pool (TCIP)

CASE BRIEF The Subject: The problem of whether the current tariff should be taken as a basis for damage payments in the Turkish Catastrophe Insurance Pool (TCIP) policies issued before
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Prestige case

Informative Memo – Marine On October 06, 2023, the High Court of Justice of England and Wales issued a judgment on Case No. CL-2023-000050, between The London Steam-Ship Owners’ Mutual
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Health care abroad – Time limit for notification of the claim

The importance of notifying the claim within the time limits provided for in the policy is particularly relevant when the delay has the effect of increasing the risk and therefore
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The case law in personal injury cases

The case law in personal injury cases The Polish legal order provides for certain claims that victims and their families of traffic accidents may file against insurance companies, accident perpetrators
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Insuralex Alabama voted into the American Board of Trial Advocates

Congratulations to our Exclusive Member in Alabama, R. Bruce Barze, Jr., who was voted into the American Board of Trial Advocates at its National Board Meeting in Little Rock, Arkansas
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California Court rejects application of pollution exclusion to property owner’s COVID-19 claim

A panel of California’s Second District Court of Appeal ruled this week that pollution exclusions in a shared-and-layered property insurance program did not apply to alleged losses arising out of
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2023 Insuralex London insurance seminar and reception

NUCLEAR VERDICTS TERRORISM IN PUBLIC VENUES The latest developments from both sides of the pond … Hosted by our Exclusive Member in the UK (Carter Perry Bailey LLP) and our
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Conference on International Insurance Law and Cocktail Reception – 2024

Hosted by Gen Re in cooperation with Insuralex and Heuking Kühn Lüer Wojtek, (Insuralex´s Exlusive Member in Germany) conference´s topics incluce: – Personal Injury Compensation in Europe – a Comparison
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In Federal Court: Call Them Daubert Motions No More!

Bruce Barze, Jr., Barze Taylor Noles Lowther LLC Insuralex Exclusive Member in Alabama. Few would question Mona Lisa Vito’s qualifications and reliability to offer expert opinions about Positraction and the
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Insuralex picks Saldaña, Carvajal & Vélez-Rivé, PSC as its exclusive member firm in Puerto Rico

Insuralex picks Saldaña, Carvajal & Vélez-Rivé, PSC as its exclusive member firm in Puerto Rico Saldaña, Carvajal & Vélez-Rivé, PSC, Puerto Rico’s largest and leading law firm in insurance law,
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Case: MSC Flaminia

Information Circular – Marine On September 1ST, 2023, the Court of Appeal of England and Wales (hereinafter, “Court”) issued a judgment on Case No. CA-2022- 002293, between MSC Mediterranean Shipping
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COVID-19 is not a Direct Physical Loss Covered by Property Insurance Policies

Nevada Supreme Court Holds COVID-19 is not a Direct Physical Loss Covered by Property Insurance Policies Andrew B. Downs Last week policyholders discovered there is no silver lining in the
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Limitations on the Long Reach of the Law

Sinclair v Amex Canada Inc., 2023 ONCA 142 Background In 2022, the Court of Appeal for Ontario delivered its decision of Sinclair v Amex Canada Inc., 2023 ONCA 142 (CanLII),
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Meet us at the European Traffic Law Days

Insuralex members are attending the 2023 Traffic Law Days.   Meet there our current President, General Counsel, Past President and Exclusive Member in Greece: Marta Olczak-Klimek Alexa Zeeman Andreas Weinzierl Yannis
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We look forward to seeing you in Monte Carlo 2023!

65th edition of the RVS from September 9th to 13th , 2023 We at Insuralex look forward to seeing you in Monte Carlo. Since it first began in 1957, the
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Court explains the purpose of W&I cover

Buyer denied cover after specialty bakery merger turned sour …   Background The Commercial Court recently considered a claim made against a Buyer’s Side Warranty and Indemnity Policy in Finsbury
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Free seminar: Parametric Insurance in Colombia

Join the exclusive in-person event on Parametric Insurance in Colombia organized by Insuralex and Brigard Urrutia, our exclusive member in Colombia! Discover the future of risk management and how parametric
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The case law in personal injury cases

The case law in personal injury cases The Polish legal order provides for certain claims that victims and their families of traffic accidents may file against insurance companies, accident perpetrators
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Meet Insuralex at FIDES RIO 2023!

Meet Insuralex´s Latin American team at EXPOFIDES Booth 56 and learn more about the FIDES / Insuralex insurance regulatory report. FIDES (Federación Interamericana de Empresas de Seguros) in collaboration with
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Personal claims from traffic accidents – comparison of different European systems

Personal claims from traffic accidents – comparison of different European systems. Much has been written about the types of personal claims from traffic accidents (but not only, as medical claims
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Conference on International Insurance Law and Cocktail Reception

Hosted by Gen Re in cooperation with Insuralex and Heuking Kühn Lüer Wojtek, (Insuralex´s Exlusive Member in Germany) conference´s topics incluce: – Personal Injury Compensation in Europe – a Comparison
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Langlois Ltd. & Smart Gain Shipping Co. Ltd.

Informative Memo-Marine On May 7, 2023, the High Court of Justice of England (hereinafter “High Court”) issued a judgment on Case No. CL-2022-000595, between Langlois Ltd. (hereinafter “Langlois”) and Smart
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Regulatory alert – maritime

THE ELECTRONIC TRADE DOCUMENTS ACT (ETDA) – THE FUTURE OF TRADE I. Background – The law in the United Kingdom did not recognize the possibility of possessing electronic documents. –
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Payment guarantee in construction business and insurance products

Payment guarantee under Article 649(1) of the Civil Code – is this an investor’s problem in the construction process to which the Polish insurance market has no answer? Over the
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Case Commentary and Analysis Moffitt v TD Canada Trust, 2021 ONSC 6133

Case Commentary and Analysis Moffitt v. TD Canada Trust, 2021 ONSC 6133 Moffitt v. TD Canada Trust, 2023 ONCA 349   Our Exclusive Member in Toronto, Canada was retained to
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Jurisprudence on the statute of limitations in claims for work accidents

At Belzuz Abogados, as expert lawyers in insurance law, we face different problems every day and we know that insurance law and civil liability are cross-cutting issues with points of
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New cyber risks and insurance products

New cyber risks and insurance products The global pandemic of the Sars CoV 2 virus has increased the importance of the Internet and remote communication in the operation of businesses,
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Nevada outlaws self-eroding liability insurance policies

Nevada outlaws self-eroding liability insurance policies Nevada has enacted a statute which prohibits liability insurers from issuing self-eroding, or defense within limits, policies. Nevada is the first state to prohibit
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Cyber attack not within war exclusion

Cyber attack not within war exclusion Appellate Division of the Superior Court of New Jersey decides the 2017 NotPetya malware attack did not fall within the ‘hostile or warlike’ acts
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Insuralex comparative report: Anti-money laundering and terrorism finance controls – Obligations of Insurance Intermediaries

Insuralex presents a comparative report that analyzes the role of insurance intermediaries in complying with anti-money laundering and terrorism finance controls in the insurance industry. This report is presented by
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Damages caused by defective products

Damages caused by defective products. Its regulation in Spanish and European Law. Case law on the subject. At Belzuz Abogados (Insuralex Exclusive Member in Spain and Portugal) as expert lawyers
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Right to be forgotten – European solutions

The right to be forgotten – European solutions In February 2022, the European Parliament called on EU member states to regulate the right to be forgotten by the end of
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Can the failure to challenge a document in a proceeding be qualified as professional negligence?

We will study whether the failure to challenge a document by the professional in charge of the lawsuit at the preliminary hearing may constitute professional negligence that must be compensated.
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Photos 2023 Insuralex´s London insurance market seminar

Last week at The Gherkin, Insuralex organized a seminar on the hot topic “Innovation and Sustainability in Insurance and Claims’. The Times They Are A-Changin’! We were delighted to see
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BLP is recognized as the Insuralex Law Firm of the Year

BLP is recognized as the Insuralex Law Firm of the Year We are thrilled to announce that BLP has been honored with the prestigious title of Law Firm of the
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Insuralex Peru promotes a new (Re)insurance partner

Insuralex Peru promotes a new (Re)insurance partner Insuralex Peru (Osterling Abogados) is pleased to announce the promotion of Rabeth Pareja as a partner, effective June 2023. With this appointment, Insuralex
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Right to be forgotten – Polish status quo

The right to be forgotten – European solutions In February 2022, the European Parliament called on EU member states to regulate the right to be forgotten by the end of
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Appellate court defines demurrage clause scope in Eternal Bliss Case

Informative Memo – Shipping K Line Pte Limitedv and Priminds Shipping (HK) Co. Limited have reached a settlement in this case; therefore, it will no longer be heard by the
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The concept of insurance intermediary in the light of ECJ verdict

The concept of an insurance intermediary – is the market facing radical changes? IDD is a commonly used acronym for Insurance Distribution Directive, or Directive 2016/97 of the European Parliament
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