It’s War – But not as we know it?

As warfare has evolved, has the insurance industry provided an adequate response? At any point in time there will be war and hostilities taking place somewhere in the world.  War- related risks are typically excluded from insurance policies and, where appropriate, written back in as extensions to cover or set out in separate insurance cover. 
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Use of Smart Contracts

Background Awareness of distributed ledger technology (“DTL”) (also sometimes referred to as block chain technology) has increased in recent times, even if its purpose is not (yet) fully understood.  DTL is the technology which underpins numerous forms of tokenised assets such as cryptocurrencies and NFTs (non-fungible tokens).  It is also the technology which has enabled
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See you in Court!

Overseas witnesses should anticipate attending English Court hearings in person as pandemic subsides. Two recent English High Court decisions provide guidance on the minimum requirements to obtain the Court’s permission for overseas witnesses to provide evidence via video link.  To enable the Courts to continue operating during the pandemic, there was an increased use of
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Reinsurance Round-Up 2021

Reinsurance Round-Up 2021 The all-pervading topic of conversation, worldwide, over the last year has been Covid-19. Much has been written about insurance coverage and there has been litigation in many countries. The FCA Test Case in London has received widespread international media coverage. Following on from that, the extent to which losses can be aggregated
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Foreign accident claims – has the Supreme Court opened the door to floods of claims?

Foreign accident claims – has the Supreme Court opened the door to floods of claims? The Supreme Court handed down judgment in FS Cairo (Nile Plaza) LLC v Brownlie [2021] UKSC 45, clarifying the Courts are now more likely to accept claims from English and Welsh litigants over wrongdoings that have taken place abroad provided
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A new scope/purpose of duty test in professional negligence cases

A summary of the Supreme Court judgment in Manchester Building Society v Grant Thornton UK LLP   On 18 June 2021, the Supreme Court handed down a landmark judgment in the case of Manchester Building Society (MBS) v Grant Thornton UK LLP [2021] UKSC 20 in which it has provided further guidance in relation to the
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Legal obligations when Holidaymaker attacked by Hotel Employee

Holidaymaker succeeds in appeal to Supreme Court for compensation against her UK package travel organiser following ‘broad view’ approach that hotel employee’s guiding actions were ancillary services and not within the exemptions under applicable Package Travel regulations Package travel organisers will be reviewing their booking terms and conditions to clarify the holiday arrangements that they
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For the Heart of Everything Football !!

Helen Tilley and Robert Harrison of our Exclusive Member in UK, CPB, discuss recent research on cardiac risks associated with playing football. Following a recent 10 year study of UK footballers, the risk of fatal sudden cardiac events was three times higher than originally thought. What types of activity potentially present a higher risk and
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Insurtech in Claims: Faster, better, cheaper

Insuralex´s Exclusive member in UK (Carter, Perry Bailey) and Insuralex´s Sponsor (Lowers Forensics International) provide a summary of key developments related to Insurtech and Insurance Claims. THOUGH INSURERS, BROKERS, MANAGING AGENTS, and all others who play a part in insurance have different roles and objectives, the push towards a digitally connected world has led to
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COVID-19 – ONE YEAR ON: Insurance implications

We reflect on the past year – and look at what is next for event cancellation, travel and life/protection insurers On 23 March 2021, the UK marked the anniversary of the announcement of its first coronavirus lockdown. On the same day, there was a glimmer of hope as the British & Irish Lions rugby union
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