It’s War – But not as we know it?

As warfare has evolved, has the insurance industry provided an adequate response? At any point in time there will be war and hostilities taking place somewhere in the world.  War- related risks are typically excluded from insurance policies and, where appropriate, written back in as extensions to cover or set out in separate insurance cover. 
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See you in Court!

Overseas witnesses should anticipate attending English Court hearings in person as pandemic subsides. Two recent English High Court decisions provide guidance on the minimum requirements to obtain the Court’s permission for overseas witnesses to provide evidence via video link.  To enable the Courts to continue operating during the pandemic, there was an increased use of
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Reinsurance Round-Up 2021

Reinsurance Round-Up 2021 The all-pervading topic of conversation, worldwide, over the last year has been Covid-19. Much has been written about insurance coverage and there has been litigation in many countries. The FCA Test Case in London has received widespread international media coverage. Following on from that, the extent to which losses can be aggregated
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Foreign accident claims – has the Supreme Court opened the door to floods of claims?

Foreign accident claims – has the Supreme Court opened the door to floods of claims? The Supreme Court handed down judgment in FS Cairo (Nile Plaza) LLC v Brownlie [2021] UKSC 45, clarifying the Courts are now more likely to accept claims from English and Welsh litigants over wrongdoings that have taken place abroad provided
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Proposing for insurance – a question open to interpretation?

A reminder of when insurers can(not) exercise their entitlement to avoid The High Court has, in its judgment in Ristorante Ltd t/a Bar Massimo v Zurich Insurance plc [2021] EWHC 2538, restated the principles relating to interpretation of questions in proposal forms, waiver and their impact on insurers’ entitlement to avoid. The decision is a
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Don’t count on cover if diamonds aren’t forever…

Remedies for misrepresentation – Jones v Zurich Insurance Plc The loss of a diamond, with a value of £15,000, from a ring is not the sort of thing that one normally forgets in a hurry. However, a policyholder’s failure to disclose details of the claim made for that loss when proposing for insurance several years
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Does a broker owe a ‘duty to nanny’?

A summary of the case of ABN Amro Bank N.V. v Royal & Sun Alliance plc and 13 Underwriters and Edge Brokers (London) Limited. With the nature and extent of the fall-out for insurance brokers from the FCA test case yet to fully emerge (though anecdotal evidence suggests the volume of precautionary notifications are substantial),
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Insurtech in Claims: Faster, better, cheaper

Insuralex´s Exclusive member in UK (Carter, Perry Bailey) and Insuralex´s Sponsor (Lowers Forensics International) provide a summary of key developments related to Insurtech and Insurance Claims. THOUGH INSURERS, BROKERS, MANAGING AGENTS, and all others who play a part in insurance have different roles and objectives, the push towards a digitally connected world has led to
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R (Maughan) v HM Senior Coroner for Oxfordshire

Supreme Court confirms that Coroners’ Inquests shall apply the lower civil standard of proof to all forms of Inquest conclusions of suicide and unlawful killing In this long-running Judicial Review challenge, the Supreme Court has confirmed that the civil standard of proof applies to all Coroners’ Inquest suicide conclusions (whether short-form or narrative form), and
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FCA Business Interruption Insurance Test Case

FCA business interruption insurance test case – Supreme Court judgment A summary of the Supreme Court judgment in the FCA business interruption insurance test case On 15 January 2021, the Supreme Court handed down its judgment in the leapfrog appeal of the FCA Business Interruption Insurance Test Case (a link to our summary of the judgment
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