FIDES (Federación Interamericana de Empresas de Seguros) in collaboration with Insuralex are glad to present the New Edition of the Report on Insurance Regulatory Matters. Program: (Miami 9:30h, Madrid 15:30h,...
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Webinar FIDES & Insuralex: 2024 Insurance regulatory update in Latin America
November 21, 2024On the moment of the start of the calculation (‘dies a quo’) of the limitation period in the damage insurance
In this case analysed, the Court upholds the contested judgement declaring the non-existence of prescription of the action brought, because, in accordance with the jurisprudential doctrine that it establishes, ‘the...
October 10, 2024Coverage of claims caused by natural disasters. Special mention of the August 2024 DANA in the Balearic Islands
As lawyers specialising in Insurance Law, when natural phenomena occur which, due to their magnitude, generate considerable damage, we receive numerous queries from affected individuals. In this sense, insurance policies...
October 7, 2024The judge agreed the non-application of the multiple deductibles, considering it as a limitation of the rights of the insured subject to the provisions of art. 3 of the Insurance Law
In this article we will analyse the judgement issued by the Examining Court nº 1 of Negreira in the verbal procedure 13/15 2022, by which the insurance company involved is...
July 12, 2024Co-responsibility of civil liability between franchisees belonging to the same franchise, for their participation in the treatment of an implantology patient
In this article we will analyse the judgement handed down by the Provincial Court of the Balearic Islands We will analyse the judgement of 14 April 2020 of the Provincial...
July 10, 2024The possible civil liability that could be caused by the use of artificial intelligence. The case of Air Canada.
In this article we will reflect on the civil liability derived from the use of artificial intelligence (AI) and the problems of its use. This article aims to raise awareness...
April 26, 2024Comparative law report on judicial expertise for Europe and UK
A number of the European Insuralex members have once again joined forces to draft an interesting comparative legal report on judicial expert law in Europe and the United Kingdom. A...
April 23, 2024How will the latest reform on procedural efficiency affect civil proceedings?
The recent Royal Decree-Law 6/2023, of 19 December, which came into force on 20 March 2024, has tackled an ambitious reform of the civil jurisdiction aimed at achieving greater efficiency...
April 22, 2024The Supreme Court agrees with the insurance company on the limiting clauses of a life insurance policy.
At Belzuz Abogados, as expert lawyers in Insurance Law, we receive numerous queries and cases related to all branches of this speciality, which means that we are always up to...
March 7, 2024Insurance contract: effects of non-payment of the successive premium due to a cause attributable to the policy holder against an injured third party.
As already analysed by the Judgment of the 1st Chamber 357/2015 of 30 June, the effects of non-payment of the premium in the insurance contract differ depending on whether the...
March 4, 2024The Supreme Court upholds a medical insurer who sued against its own medical team
I. Introduction At Belzuz Abogados, as specialists in Insurance Law, we receive queries and are familiar with the management of procedures in all aspects of this broad legal branch, and...
March 1, 2024The Spanish Supreme Court decides whether non-payment of the successive premium can lead to the termination of the insurance contract
In this article, our Exclusive member in Spain, Belzuz abogados will study whether the insurance company can terminate the insurance contract due to non-payment of the successive premium. The consequences of non-payment...
January 31, 2024What does the policyholder’s duty to inform actually entail?
The Spanish Insurance Contract Law establishes the policyholder’s duty to declare the relevant circumstances for the assessment of the risk by the insurer, before signing the policy. Subsequently, it also...
January 26, 2024Civil liability for the use of the image and name of a famous person to promote a show
Belzuz abogados (Insuralex Spain) will study the civil liability of the promoter of a show for the use of the name and image of a famous person without their prior consent....
November 9, 2023How does Brexit affect claims by UK citizens for accidents suffered on EU territory?
Brief summary: following the exit of the United Kingdom from the European Union, EU regulations cease to form part of English law, which raises the fundamental question of whether British citizens...
November 6, 2023Health care abroad – Time limit for notification of the claim
The importance of notifying the claim within the time limits provided for in the policy is particularly relevant when the delay has the effect of increasing the risk and therefore...
October 23, 2023Jurisprudence on the statute of limitations in claims for work accidents
At Belzuz Abogados, as expert lawyers in insurance law, we face different problems every day and we know that insurance law and civil liability are cross-cutting issues with points of...
July 13, 2023Damages caused by defective products
Damages caused by defective products. Its regulation in Spanish and European Law. Case law on the subject. At Belzuz Abogados (Insuralex Exclusive Member in Spain and Portugal) as expert lawyers...
June 28, 2023Can the failure to challenge a document in a proceeding be qualified as professional negligence?
We will study whether the failure to challenge a document by the professional in charge of the lawsuit at the preliminary hearing may constitute professional negligence that must be compensated....
June 22, 2023Parametric Insurance Round Table and Cocktail
Parametric insurance is a type of insurance in which the insurer pays the predetermined compensation to the insured based exclusively on the production and intensity of the risk, and not...
April 20, 2023Proportional rule of Art. 10 Insurance Contract Act (LCS) versus termination of the contract by the insurer
Proportional rule of Art. 10 Insurance Contract Act (LCS) versus termination of the contract by the insurer In this article we will analyse the different options that art. 10 of...
March 2, 2023The right to be forgotten and discrimination in contracting insurance
The European Union has urged Member States to regulate in their national legislation a right to be forgotten to ensure that consumers are not discriminated against when taking out insurance...
February 1, 2023Right to be forgotten for cancer survivors
In February 2022, the European Parliament called on EU Member States to introduce a “right to be forgotten” for cancer survivors, in their Member State legislation by the end of 2025,...
December 15, 20222022 European Motor vehicle injury claim report
Personal claims coming from traffic accidents is another report by the European Insuralex group. Lawyers from several European countries have compared the different legal systems for personal claims from traffic...
October 27, 2022Insuralex European Seminar & Cocktail
Insuralex and Belzuz Abogados S.L.P. have the pleasure of inviting you to the Insuralex European Regional Meeting 2022, which will consist of a seminar and cocktail at the Hotel Emperador...
October 10, 2022Webinar FIDES & Insuralex: Insurance regulatory update in Latin America
FIDES (Federación Interamericana de Empresas de Seguros) has launched a report on insurance regulatory matters in the countries where FIDES has member insurer associations. FIDES represents 18 Latin American countries as well...
May 11, 2022Inability to continue the family relationship as a basis for a motor vehicle insurance claim.
Claims arising out of motor vehicle accidents have been discussed by the insurance community and insurance lawyers for many years. Despite the fact that there has been some unification in...
April 26, 2022Comments on the Supreme Court’s Judgement no. 129/2022, of 21 February 2022, of the Court of Social Affairs, cassation appeal no. 311/2019 on preconditions to exercise direct actions
We find ourselves before a case in which the party injured by some events exercises the direct action provided in art. 76 of the Spanish LCS and doesn’t prosecute the...
April 19, 2022Manufacturer’s civil liability and state of the art at the time the product was put into circulation
We face a scenario that most likely could take place, especially nowadays, when the state of the art rapidly changes in short periods of time. Technical knowledge available under the...
March 8, 2022Insuralex Report: Class Action systems in Europe
At the moment, there is quite a diverse legal landscape of different kinds of “class action” in Europe. While some countries do not provide a ‘class action system’ at all,...
February 3, 2022Low-Cost insurances as a result of the Covid pandemic
Low-Cost insurances as a result of the Covid pandemic. ABSTRACT Currently, and as a result of the pandemic, a variety of low-cost policies has entered the healthcare insurance market, advertising...
December 16, 2021Approval of the Royal Decree on training within the scope of insurance distribution
Latest additions to the Royal Decree on training in order to implement Directive (EU) 2016/97. A few weeks ago, the Council of Ministers in Spain approved the Royal Decree 287/2021,...
May 26, 2021Civil liability, vaccination, and vaccines: a European and national perspective
We are currently living what can be considered the most important massive vaccination campaign in the recent history of humankind. Scientific advisors and governments from all over the world have...
March 16, 2021The corporate group and the individual civil liability vs. joint and several liability
The civil liability that may arise within a specific company that is a part of the corporate group operating under one trade name, in many occasions raises questions when determining...
February 22, 2021Cyber in the times of Covid-19: the cybercrime triad.
ABSTRACT: The exceptional situation that the world is living in the light of the COVID-19 pandemic has come with an increase in the exposure of companies and public institutions to...
May 15, 2020Cyber-risk and cyber-insurance (II): silent cyber, an ongoing revolution?
ABSTRACT: cyber-risk is a source of opportunity but also of uncertainty towards traditional property and civil liability insurance policies. Cyber-insurance has been born to prevent silent cyber. We analyse the...
March 6, 2020Cyber-risk and cyber-insurance in Spain: the necessary uncertainty.
ABSTRACT: Digitalisation is an unstoppable process that changes, day by day, the framework of interaction between citizens, companies and Public Administrations. Although the digitalisation simplifies recruitment processes and boosts the market,...
January 23, 2020Highlights of the II Insuralex Latin American Insurance Conference in Madrid
The second annual Latin American Insurance Conference hosted by Insuralex and Belzuz Abogados in 2019 was a resounding success. The 2019 edition was attended by an important numbers of...
September 30, 2019BELZUZ ABOGADOS SLP: PRODUCT LIABILITY IN A LOSS OCCURRENCE
Download in PDF October 20, 2016 PRODUCT LIABILITY IN A LOSS OCCURRENCE From the Insurance Department of Belzuz Abogados we shall analyse what are known as serial losses....
October 20, 2016
