Use of Smart Contracts

Background Awareness of distributed ledger technology (“DTL”) (also sometimes referred to as block chain technology) has increased in recent times, even if its purpose is not (yet) fully understood.  DTL is the technology which underpins numerous forms of tokenised assets such as cryptocurrencies and NFTs (non-fungible tokens).  It is also the technology which has enabled
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Significant California Decision Enforcing Statutory Prohibition on Liability Coverage for Willful Acts

  California has long had a statutory prohibition of insurer liability for a policyholder’s willful acts in Insurance Code § 533. On April 19th California’s First District Court of Appeal held section 533 precludes coverage for lead paint manufacturers’ public nuisance liability arising out of their promotion of lead paint for residential use while knowing the
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Insuralex international webinar: Future fit insurance solutions for disaster events – where do you currently stand?

Please join Insuralex for a discussion on global insurance industry developments following the pandemic with a focus on disaster-related insurance cover.   Our team of experts from South Africa, London and New York will unpack court judgments on business interruption losses, the position for brokers in light of possible coverage issues and what the future holds in respect of business interruption
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Comments on the Supreme Court’s Judgement no. 129/2022, of 21 February 2022, of the Court of Social Affairs, cassation appeal no. 311/2019 on preconditions to exercise direct actions

We find ourselves before a case in which the party injured by some events exercises the direct action provided in art. 76 of the Spanish LCS and doesn’t prosecute the policyholder causing them. The Supreme Court repeats that in civil liability insurances it is necessary that previously the policyholder’s civil liability exists in order that
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Insuralex FREE report: 2022 Overview of Life Insurance Law in Latin America

Covid 19 has impacted social dynamics around the world in multiple ways. Unfortunately, one of them has been the death of thousands of people. For the insurance industry, this has represented a dramatic increase in the levels of life insurance claims and compensation payments. However, it has also represented an increase in the purchase of
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Rainey, Kizer, Reviere & Bell selected by Insuralex as its exclusive Member in Tennessee

Rainey, Kizer, Reviere & Bell is pleased to announce its selection as the exclusive Insuralex Global Insurance Lawyers Group member firm for Tennessee.  Insuralex is the world’s leading insurance global network of independent law firms. Dale Thomas, president of Rainey, Kizer, Reviere & Bell said, “We are excited that the Insuralex network selected our firm
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Free (Re) insurance law related Latin American reports

During the last years, Insuralex´s Latin American team has published many free reports related to key (Re) insurance topics such as:   Parametric Insurance   Reinsurance    Criminal prosecution   Liability Insurance   Regulatory    Insurer´s subrogation   Insurance digital commercialization   (Re) Insurance Arbitration   Tax rates (Re) Insurance Premiums   You can download these reports
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See you in Court!

Overseas witnesses should anticipate attending English Court hearings in person as pandemic subsides. Two recent English High Court decisions provide guidance on the minimum requirements to obtain the Court’s permission for overseas witnesses to provide evidence via video link.  To enable the Courts to continue operating during the pandemic, there was an increased use of
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Insuralex presents its new Facebook page

Insuralex (Trusted Legal Advisors for (Re) Insurance) is pleased to introduce its new Facebook page, which focuses mainly on reports, articles, news, seminars, webinars, etc. related to (re)insurance. Insuralex focuses on clean, dynamic and visual content that supports the entire design structure. Designed to be friendly and safe to use, the homepage provides a quick

Manufacturer’s civil liability and state of the art at the time the product was put into circulation

We face a scenario that most likely could take place, especially nowadays, when the state of the art rapidly changes in short periods of time. Technical knowledge available under the state of the art, at the time of manufacturing, may change after launching the product in the market. The issue is whether the manufacturer of
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