Approval of the Royal Decree on training within the scope of insurance distribution

Latest additions to the Royal Decree on training in order to implement Directive (EU) 2016/97. A few weeks ago, the Council of Ministers in Spain approved the Royal Decree 287/2021, of 20 April, on training and statistical-accounting reporting of insurance or reinsurance distributors, which would complement the Royal Decree 3/2020, on urgent action, in which
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Civil liability, vaccination, and vaccines: a European and national perspective

We are currently living what can be considered the most important massive vaccination campaign in the recent history of humankind. Scientific advisors and governments from all over the world have assured that the COVID-19 vaccine is effectively and technically safe. However, is COVID-19 vaccine also safe from a legal perspective? What is the civil liability
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The corporate group and the individual civil liability vs. joint and several liability

The civil liability that may arise within a specific company that is a part of the corporate group operating under one trade name, in many occasions raises questions when determining which entity must respond in the event of a civil liability case. At Belzuz Abogados Insurance Law Department, we have analysed the case when the
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Cyber in the times of Covid-19: the cybercrime triad.

ABSTRACT: The exceptional situation that the world is living in the light of the COVID-19 pandemic has come with an increase in the exposure of companies and public institutions to cyber-attacks. Taking preventive (ex ante) and repair (ex post) measures is the key to a proper response to the cyber-risk, mitigating the potential harm of
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Cyber-risk and cyber-insurance (II): silent cyber, an ongoing revolution?

ABSTRACT: cyber-risk is a source of opportunity but also of uncertainty towards traditional property and civil liability insurance policies. Cyber-insurance has been born to prevent silent cyber. We analyse the implications of NotPetya case for the future of insurance and reinsurance market in Spain. The emergence of a “cyber-universe”, in a relentless expansion, entails a
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Cyber-risk and cyber-insurance in Spain: the necessary uncertainty.

ABSTRACT: Digitalisation is an unstoppable process that changes, day by day, the framework of interaction between citizens, companies and Public Administrations. Although the digitalisation simplifies recruitment processes and boosts the market, it is subject to risks: the so-called cyber-risk. Notes on cyber-insurances: a necessary market before the uncertainty of the technological risk. In April 2007, Estonia
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