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2026 Insuralex New York International Insurance Summit

Save the date: 2026 Insuralex New York International Insurance Summit! The Insuralex International Insurance Summit returns to New York City. Hosted by Kissel Straton & Wilmer LLP (Insuralex´s Exclusive Member
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Travel and hospitality insurance in the digital age: legal challenges and opportunities for insurers in Spain

Digital transformation has profoundly changed the way we travel, book accommodation and purchase assistance services. Online platforms, mobile applications and the immediacy of the digital environment have also driven the
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Property and Catastrophic losses in Canada

From January 2024 to the present, Canadian courts (other than Québec) have continued to refine the law governing property and catastrophic (“CAT”) losses. Three cross-cutting trends stand out: 1. Allocation
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Prescription of civil liability established in a final criminal judgment. Novel criterion of the Second Chamber of the Supreme Court STS 40/56/2020

In this judgment, the Chamber analyses an appeal lodged against the judgment that had ordered the appellant to pay civil liability compensation for the damage caused by the commission of
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Insurance and Surety Law in Spain in times of economic instability and uncertainty

In an economic context marked by financial instability, persistent inflation and rising default rates, Insurance and Surety Law in Spain is establishing itself as a key tool for ensuring stability
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The New Legal Battle Following the Breast Cancer Screening Scandal in Andalusia: An Analysis from the Perspective of Health Law and Insurance Law

One of the biggest health scandals in the recent history of the Andalusian Health Service has recently come to light. According to media reports, thousands of women were not informed
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No, it is not really worth it!

Background In April 2024, we considered the High Court’s judgment in Bratt v Jones. For a full background, we refer to our earlier article at this link. In summary, the
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Penalty imposed on an insurer regarding debtor’s life insurance

In a recent 2025 decision, the Financial Superintendency of Colombia (the “SFC”, for its acronym in Spanish) imposed a fine on an insurance company for violating financial consumer protection regulations
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Insuralex Academy continues to grow

We are proud to continue this month with “Insuralex Academy”, our internal training programme. This is a significant component in developing the next generation of international insurance lawyers within our
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Colombian Council of State restates that the claims-made clause is not abusive

In a recent 2025 ruling, the Colombian Council of State (hereinafter, the “CE”) decided a medical liability case initiated through a direct reparation action filed by the parents of a
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Statute of limitations in performance bonds for government contracts

In a recent 2025 decision, the Colombian Council of State (the “CE”) ruled on the statute of limitations applicable to performance bonds that guarantee contracts governed by the public procurement
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Meet us at IFASIC – International Fine Art and Specie Insurance Conference!

Meet our Exclusive Member in Italy: Alessandro P. Giorgetti, Studio Legale Giorgetti at the IFASIC Athens 2025. On Friday, 24 October 2025, IFASIC International Fine Art and Specie Insurance Conference
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Michael Best joins Insuralex´s Board of Directors

Michael Best is a Partner at Zuber & Company LLP, Exclusive Member of Insuralex Ontario, based in Toronto, and assumes the role of Secretary of Insuralex. Professional Profile: Admitted to the
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Significant changes introduced by Law 5/2025, of 24 July, on civil liability and insurance in the circulation of motor vehicles

On 22 July 2025, the Spanish Parliament approved Law 5/2025, amending the Consolidated Text of the Law on Civil Liability and Insurance in Motor Vehicle Traffic, approved by Royal Legislative
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Insurance Regulation in Latin America and Spain: Evolution or Revolution?

Over the past decades, the insurance markets in Latin America and Spain have experienced steady growth, accompanied by increasing regulatory complexity. Globally, the trend has moved toward risk-based frameworks —
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2025 UK Reinsurance Round-up

In 2025, War and Political risks litigation continues to dominate the landscape of English litigation. Judgment was handed down in June 2025 in the claim brought by various aircraft lessors
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Council of State clarifies requirements for subrogation in insurance

In a recent 2025 judgment, the Council of State (hereinafter, the “CE”) decided an appeal in the context of a contractual dispute. The case arose from the performance of an
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Why timely notification matters

The recent judgment in Makin v QBE Insurance (Europe) Ltd [2025] EWHC 895 (“Makin”) highlights the importance of notifying potential insurance claims promptly. This case, which reinforces the significance of
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Supreme Court and the insurers’ duty of due diligence

In a recent 2025 judgment, the Colombian Supreme Court of Justice (hereinafter, the “SCJ”) ruled on a constitutional proceeding (acción de tutela) filed against a second-instance decision issued by the
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What does the SFC say about coverholders registered in REACOEX?

Colombian regulator clarifies rules for foreign reinsurers’ underwriting agencies (coverholders) In a legal opinion issued in May 2025, the Colombian Superintendence of Finance (the “SFC”, for its acronym in Spanish)
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Insurers’ duty of due diligence to verify the nature of the risk

Insurers’ duty of due diligence to verify the nature of the risk In a recent ruling issued in 2025, the Colombian Constitutional Court (hereinafter, the “Court”) ruled on key aspects
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Indemnity under performance bond insurance for loss of opportunity

In a recent 2025 ruling, the Council of State (the “CS”) clarified that, for an insured party covered under a performance bond to claim compensation for loss of opportunity, it
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Streamlining Environmental Permitting is Part of White House AI Action Plan

The Takeaway A cornerstone of the White House’s new AI Action Plan is to remove regulatory barriers and streamline environmental permitting for the infrastructure needed to implement the Plan. Overall
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Bancassurance: Bank sanctioned for breach of duty of due diligence

In a recent 2025 sanction, the Colombian Financial Superintendence (the “SFC”, for its acronym in Spanish) imposed a penalty on a bank for deficiencies in the management and safekeeping of
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California Supreme Court enforces forum selection clauses

Businesses often include forum selection clauses in contracts, which restrict where the parties to the contract may sue each other. California has a strong public policy in favor of the
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Colombia enacted Law 2475 to guarantee the inclusion and non-discrimination of cancer survivors

On July 9, 2025, Colombia enacted Law 2475, which (i) seeks to guarantee the inclusion and non-discrimination of cancer survivors within the framework of insurance contracting, and (ii) modifies Article
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New Corporate Governance Rules in the Insurance Sector

The Superintendence of Insurance and Reinsurance of Panama recently approved Regulation No. 3-2025 of June 19, 2025. This marks the third regulatory instrument addressing and regulating good corporate governance for
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Insuralex launches “Insuralex Academy”

Insuralex is proud to launch “Insuralex Academy”, a platform for training and learning about insurance law and related fields exclusively for Insuralex firms and their members. Insuralex Academy will deliver
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Reviving the Framework: The Arbitration Act 2025 and the New Era of UK Arbitration

England is widely recognised as a leading choice for international arbitration. There is a strong tradition of arbitration in the jurisdiction with institutional support and a robust judicial record of
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What does the SFC say about microinsurance in Colombia?

By means of a recent legal opinion, the Financial Superintendency of Colombia (“SFC”) made important considerations regarding the regulation of microinsurance in Colombia: General regulatory framework Microinsurance does not have
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Modification of section 1 of article 19 of the revised text of the General Law for the Defense of Consumers and Users

The issue we are facing is of important importance for entrepreneurs and financial institutions, since, with the reform introduced, the content and effects provided for in Article 20 of the
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What does the SFC say about parametric insurance in Colombia?

By way of a recent legal opinion, the Colombian Superintendency of Finance (“SFC”) issued its views on the regulation applicable to parametric insurance in Colombia. Below is a summary of
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Lonham Group Ltd v. Scotbeef Ltd

In Lonham Group Ltd v. Scotbeef Ltd [2025] EWCA Civ 203 (see the judgment here), the CoA considered issues of representations and warranties of information provided by the insured to
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The Supreme Court indicates the obligation to attend the expert procedure

As lawyers specialising in Insurance Law, we have seen large claims in which, once the claim has been recognised by the insurer, there have been severe discrepancies regarding the amount
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Photos II: 2025 Insuralex Madrid International Insurance Summit

The annual Global Insurance Summit, organised by Insuralex, has been a pivotal gathering for more than two decades (Miami, London, Chicago, New York, Dublin, Los Angeles, Munich, Bermuda, etc.) with
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Photos I: 2025 Insuralex Madrid International Insurance Summit

The annual Global Insurance Summit, organised by Insuralex, has been a pivotal gathering for more than two decades (Miami, London, Chicago, New York, Dublin, Los Angeles, Munich, Bermuda, etc.) with
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Laura Manz elected President of Insuralex

Insuralex is pleased to announce that Laura Manz, Insuralex´s exclusive member in Switzerland (Kellerhals Carrard) has been elected President of Insuralex during its annual meeting held in Madrid. Laura Manz has
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2025 Latin America Reinsurance Playbook: Key Regulatory Benchmarks for Market Access

Expanding your reinsurance operations into Latin America is a highly attractive opportunity. To support your market entry, this report provides a detailed comparison of the registration, licensing, and reporting requirements
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Insuralex Latin America meet the London Market 2025

Insuralex Latin America meet the London Market 2025 An important delegation of Insuralex Latin America members will visit London on June 2nd and 3rd, 2025. The objective is to present
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Markian Malskyy elected as a new managing partner of Insuralex Ukraine (ARZINGER)

From the 1st May, 2025 Markian Malskyy becomes the new managing partner of ARZINGER (Insuralex Exclusive Member in Ukraine), replacing Timur Bondaryev, founding partner. Timur Bondaryev has held this position almost ever since the firm was
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Limitations on Surety Bond Coverage for Structural Stability Defects

By means of a recent arbitral award published in 2025, an arbitral tribunal in Colombia (hereinafter, the “Tribunal”) settled a dispute between (i) a contracting company, insured and beneficiary under
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Evaluation of extended criminal statute of limitations in insurance law related compensation disputes

As is well known, insurance is a financial protection mechanism established within the framework of a contract to reduce or compensate for material losses arising from a specific risk or
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The unity of civil fault

Civil liability can have a contractual origin, when damage is generated in the performance of a contractual obligation, or a non-contractual origin, when damage is generated in which a contractual
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The consequences of non-payment of the premium in the context of a life insurance policy in accordance with Article 95 of the Insurance Contract Law

We will analyze the Supreme Court ruling of March 2, 2020, which addresses “the consequences of non-payment of the premium in the context of a life insurance policy in accordance
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2025 Insuralex Madrid International Insurance Summit

Important update: Event fully booked. Insuralex International Insurance Summit arrives to Madrid, Spain.  The annual Global Insurance Summit, organised by Insuralex, has been a pivotal gathering for more than two
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Sky & Mace v Riverstone Managing Agency & ors [2024] EWCA Civ 156

The Court of Appeal (“COA”) clarifies coverage for deterioration and development damage in a recent Construction All Risks (“CAR”) policy dispute. In Sky UK Ltd & Mace Ltd v Riverstone
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Limitations on performance bond coverage for wages and benefits

In a recent 2025 ruling, the Colombian Supreme Court of Justice (hereinafter, the “Court”) issued a decision on the scope of coverage for salaries and social benefits under surety bonds
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2025 Taxation on reinsurance premiums Latin America

The world’s main reinsurance markets typically provide their services on a cross-border basis for Latin American cedants, given the limited reinsurance capacity within the region compared to the demand from
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No indemnification without proof of liability in non-contractual civil liability insurance

On February 26, 2025, the Colombian Supreme Court of Justice issued ruling STC2174-2025, upholding a decision by the Superior Tribunal of Bogotá regarding a constitutional remedy filed against the Colombian
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Work stability coverage and exclusion of lack of maintenance

The Colombian Council of State recently issued a ruling reinforcing contractor liability for structural defects in public works projects, even after contract settlement. The case involved a temporary joint venture
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