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The judge agreed the non-application of the multiple deductibles, considering it as a limitation of the rights of the insured subject to the provisions of art. 3 of the Insurance Law

In this article we will analyse the judgement issued by the Examining Court nº 1 of Negreira in the verbal procedure 13/15 2022, by which the insurance company involved is
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Co-responsibility of civil liability between franchisees belonging to the same franchise, for their participation in the treatment of an implantology patient

In this article we will analyse the judgement handed down by the Provincial Court of the Balearic Islands We will analyse the judgement of 14 April 2020 of the Provincial
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The Intricacies of Cross-Border Claims in Hospitality

Recently, I had the privilege of participating in a discussion panel at the Insuralex 2024 Summit in Miami last May. The conference was both interesting and fruitful, living up to
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Insuralex includes BLP Nicaragua in its Latin American team

Insuralex includes BLP Nicaragua in its Latin American team. Insuralex Latin American insurance law practice covers countries such as: Argentina, Bolivia, Brazil, Chile, Colombia, Costa Rica, Dominican Republic, Ecuador, El
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Insuralex welcomes BLP Honduras, expanding its unmatched reach

Insuralex Welcomes BLP Honduras, Expanding Its Unmatched Reach Neftalí Garro, Partner in charge of BLP’s (Re)Insurance Practice in Central America, stated that “BLP is committed to providing the best service
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Aon, new Insuralex´s global sponsor

Aon, new Insuralex´s global sponsor Insuralex is pleased to announce that Aon has become its new global sponsor. Recently aon sponsored the successful 2024 Insuralex Miami International Insurance Summit Hugo
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Recent changes to the insurance and reinsurance regime in Argentina

The Argentine Insurance Regulator (“SSN”) has been introducing several amendments to the General Insurance Activity Regime (“RGAA”), which comprises the central guidelines and regulations for insurance and reinsurance companies in
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El Salvador: Insuralex covers another jurisdiction in Latin America

El Salvador: Insuralex covers another jurisdiction in Latin America Prestigious Central American law firm BLP has been chosen by Insuralex Global Insurance Lawyers Group, the largest worldwide association of independent
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Takeaways 2024 Insuralex Miami International Insurance Summit

Parametric Insurance, AI, Cyber Risks, Hospitality claims and the future of insurance were the main topics discussed at the 2024 Insuralex Miami International Insurance Summit sponsored by Aon and advanta.
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Photos I: 2024 Insuralex Miami International Insurance Summit

The annual Global Insurance Summit, organised by Insuralex, has been a pivotal gathering for more than two decades (London, Chicago, New York, Dublin, Los Angeles, Munich, Bermuda, etc.) with hundreds of
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Carlos Sucre Elected President of Insuralex

Insuralex is pleased to announce that Carlos Sucre, (Sucre | Arias | Reyes, Exclusive Insurance law firm member in Panama) was recently designated as president of Insuralex, during its annual
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The possible civil liability that could be caused by the use of artificial intelligence. The case of Air Canada.

In this article we will reflect on the civil liability derived from the use of artificial intelligence (AI) and the problems of its use. This article aims to raise awareness
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Comparative law report on judicial expertise for Europe and UK

A number of the European Insuralex members have once again joined forces to draft an interesting comparative legal report on judicial expert law in Europe and the United Kingdom.  A
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How will the latest reform on procedural efficiency affect civil proceedings?

The recent Royal Decree-Law 6/2023, of 19 December, which came into force on 20 March 2024, has tackled an ambitious reform of the civil jurisdiction aimed at achieving greater efficiency
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Recent changes in Polish insurance law

I. Recent changes in Polish insurance law On September 29, 2023, the Law of August 16, 2023, on amending certain laws in connection with ensuring the development of the financial
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Last seats available! Last chance. Miami International Insurance Summit

Important update: Event fully booked. Waiting list opened.  We are proud to announce that almost 90% of the seats are already reserved. Once all seats reserved, Insuralex will open a
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Insuralex Welcomes ENS as Member for South Africa

Insuralex Welcomes ENS as Member for South Africa ENS, with offices in 7 jurisdictions across the African continent, is Africa’s largest corporate law firm, one of its specialities being Insurance
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Electric vehicles – implications for the insurance sector

The development of electric vehicles in the near future is a reality, supported by arguments such as consumer demand, promotion by state governments and environmental protection. This is a major
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The Supreme Court agrees with the insurance company on the limiting clauses of a life insurance policy.

At Belzuz Abogados, as expert lawyers in Insurance Law, we receive numerous queries and cases related to all branches of this speciality, which means that we are always up to
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Insurance contract: effects of non-payment of the successive premium due to a cause attributable to the policy holder against an injured third party.

As already analysed by the Judgment of the 1st Chamber 357/2015 of 30 June, the effects of non-payment of the premium in the insurance contract differ depending on whether the
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The Supreme Court upholds a medical insurer who sued against its own medical team

I. Introduction At Belzuz Abogados, as specialists in Insurance Law, we receive queries and are familiar with the management of procedures in all aspects of this broad legal branch, and
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Insurance contracts: implications of misrepresentations

In a recent ruling, the Colombian Constitutional Court (the “Court”) outlined significant guidelines concerning the repercussions of misrepresentations made by policyholders at the inception of an insurance policy. In an
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Class action Lawsuits in the United States against insurance companies

In the United States, it is now somewhat common for an insured-claimant, seeking to be designated as class representative, to initiate a putative class action lawsuit against an insurance company,
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Insuralex, year after year, ranked band 1 in Insurance by Chambers and Partners

Thank you to our clients and Chambers and Partners for the recognition, once again, as Band 1. It’s our honor to be playing such a vital and global role in
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2024 Insuralex Miami International Insurance Summit

Important update: Event fully booked. Waiting list opened.    We currently have registered participants and speakers from more than 50 different countries working at: AIG, Allianz, AXA climate, Chubb, Liberty, Lockton,

The Spanish Supreme Court decides whether non-payment of the successive premium can lead to the termination of the insurance contract

In this article, our Exclusive member in Spain, Belzuz abogados will study whether the insurance company can terminate the insurance contract due to non-payment of the successive premium. The consequences of non-payment
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What does the policyholder’s duty to inform actually entail?

The Spanish Insurance Contract Law establishes the policyholder’s duty to declare the relevant circumstances for the assessment of the risk by the insurer, before signing the policy. Subsequently, it also
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Save the date: 2024 Insuralex Miami International Insurance Summit

Important update: Event fully booked. Waiting list opened.  Save the date: 2024 Insuralex Miami International Insurance Summit The annual Global Insurance Summit, organised by Insuralex, has been a pivotal gathering
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The Ship -Vallianz Shipbuilding & Engineering v. ECO SPARK

The Ship -Vallianz Shipbuilding & Engineering Pte Ltd v. Aquaculture Centre of Excellence Pte Ltd. (ECO SPARK) Judgment of the High Court of Singapore [2023] SGHC 353 – 18 Dec
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The Oregon Supreme Court issues insurers a lump of coal

In the long-awaited opinion of Moody v. Oregon Community Credit Union, issued December 29, 2023, the Oregon Supreme Court, split 4-3, announced that the plaintiff pleaded facts sufficient to give
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York-Antwerp Rules application

As is publicly known, on November 10, 2023, the High Court of Justice of England and Wales issued a judgment on Case No. CL-2022-000447, between STAR AX I LLC (hereinafter
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AI systems, civil liability, and the insurance market

The use of artificial intelligence (AI) systems has been present in our daily lives for several years now, however, with the irruption of generative AI systems (those capable of creating
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The importance of being earnest…

Insuralex UK (CPB) successfully represented a Greek insurer in the High Court, where the judgment underlines the importance of ensuring an expert guards against becoming a party’s advocate. The full
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New requirements for Argentine Insurance Contracts: RENASEG, CUIP and CUIS.

By means of two resolutions, the Argentine Insurance Regulator (the “SSN”) has established new requirements for local insurance companies in relation to policies and claims registration. While one of the
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On the insurance broker´s liability

ON THE INSURANCE BROKER’S LIABILITY Acting as an intermediary between clients and insurance companies, insurance brokers perform as a vehicle for people seeking better knowledge about the type of product
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Insuralex´s Latin American members awarded by Chambers in Miami

Chambers Latin America Awards 2023  Insuralex is glad to announce that an important number of its Latin American members have been awarded by Chambers Latin America.  The Chambers Latin America
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Insuralex Australia (Meridian Lawyers) hires cyber law expert Matthew Pokarier

Insuralex Australia (Meridian Lawyers) has secured the appointment of cyber law and IT liability expert, Principal Matthew Pokarier, to its national insurance team. His arrival brings the number of hires to
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Errors of the architect-designer as a direct threat to the investor in the construction process

The investment process, which the entrepreneur (Investor) enters, is subject to a number of risks. Some of them are obvious and foreseeable, nevertheless there is a group of risks that
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Insuralex Australia (Meridian Lawyers) expands into Canberra

Insuralex Australia (Meridian Lawyers) is delighted to announce its expansion into The Australian Capital Territory, with the launch of a Canberra office and new professional legal team. Meridian has recruited
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Civil liability for the use of the image and name of a famous person to promote a show

Belzuz abogados (Insuralex Spain) will study the civil liability of the promoter of a show for the use of the name and image of a famous person without their prior consent.
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How does Brexit affect claims by UK citizens for accidents suffered on EU territory?

Brief summary: following the exit of the United Kingdom from the European Union, EU regulations cease to form part of English law, which raises the fundamental question of whether British citizens
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Insurance coverage adjustment due to inflation: the Argentine case

INSURANCE COVERAGE ADJUSTMENT DUE TO INFLATION: THE ARGENTINE CASE Since the invention and use of currency as a means of payment, the economy has historically been affected by inflation. Recently,
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Compensation for Earthquake-Related Damages by Turkish Catastrophe Insurance Pool (TCIP)

CASE BRIEF The Subject: The problem of whether the current tariff should be taken as a basis for damage payments in the Turkish Catastrophe Insurance Pool (TCIP) policies issued before
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Prestige case

Informative Memo – Marine On October 06, 2023, the High Court of Justice of England and Wales issued a judgment on Case No. CL-2023-000050, between The London Steam-Ship Owners’ Mutual
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Prestige case

Informative Memo – Marine On October 06, 2023, the High Court of Justice of England and Wales issued a judgment on Case No. CL-2023-000050, between The London Steam-Ship Owners’ Mutual
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Health care abroad – Time limit for notification of the claim

The importance of notifying the claim within the time limits provided for in the policy is particularly relevant when the delay has the effect of increasing the risk and therefore
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The case law in personal injury cases

The case law in personal injury cases The Polish legal order provides for certain claims that victims and their families of traffic accidents may file against insurance companies, accident perpetrators
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Insuralex Alabama voted into the American Board of Trial Advocates

Congratulations to our Exclusive Member in Alabama, R. Bruce Barze, Jr., who was voted into the American Board of Trial Advocates at its National Board Meeting in Little Rock, Arkansas
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California Court rejects application of pollution exclusion to property owner’s COVID-19 claim

A panel of California’s Second District Court of Appeal ruled this week that pollution exclusions in a shared-and-layered property insurance program did not apply to alleged losses arising out of
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2023 Insuralex London insurance seminar and reception

NUCLEAR VERDICTS TERRORISM IN PUBLIC VENUES The latest developments from both sides of the pond … Hosted by our Exclusive Member in the UK (Carter Perry Bailey LLP) and our
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