Another approach to the application of interest under article 20 of the Insurance Contract Act

This judgement partially accepts the appeal and modifies the ruling of the lower court by fixing the date of recovery at a different moment than that established by the lower
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The theory of disproportionate harm

In order to assess the existence of civil liability it is necessary that the person who alleges its existence proves the constituent elements of the same; however, among the exceptions
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Start of implementation of the DORA Regulation. Its role in ensuring the functioning of the financial system

On 17 January 2025, the implementation of the DORA Regulation, an EU legislative instrument designed to address the risks and vulnerabilities that the financial system may face as dependence on
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The effectiveness of the damage as a basic requirement for assessing the existence of civil liability.

One of the requirements for the assessment of the State’s financial liability is the effectiveness of the damage; however, in civil law it has also been recognised that in order
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On the coverage of LEGAL DEFENCE INSURANCE in cases of free choice and conflict of interest

On the coverage of LEGAL DEFENCE INSURANCE, in cases of free choice and conflict of interest, according to the SUPREME COURT RULING of 14 July 2020, Rapporteur D. Eduardo Baena
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Save the date: 2025 Insuralex Madrid International Insurance Summit

Save the date: 2025 Insuralex Madrid International Insurance Summit  Insuralex International Insurance Summit arrives to Madrid, Spain.  The annual Global Insurance Summit, organised by Insuralex, has been a pivotal gathering
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Save the date: 2025 Insuralex Madrid International Insurance Summit

Save the date: 2025 Insuralex Madrid International Insurance Summit  Insuralex International Insurance Summit arrives to Madrid, Spain.  The annual Global Insurance Summit, organised by Insuralex, has been a pivotal gathering
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On the moment of the start of the calculation (‘dies a quo’) of the limitation period in the damage insurance

In this case analysed, the Court upholds the contested judgement declaring the non-existence of prescription of the action brought, because, in accordance with the jurisprudential doctrine that it establishes, ‘the
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Coverage of claims caused by natural disasters. Special mention of the August 2024 DANA in the Balearic Islands

As lawyers specialising in Insurance Law, when natural phenomena occur which, due to their magnitude, generate considerable damage, we receive numerous queries from affected individuals. In this sense, insurance policies
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The judge agreed the non-application of the multiple deductibles, considering it as a limitation of the rights of the insured subject to the provisions of art. 3 of the Insurance Law

In this article we will analyse the judgement issued by the Examining Court nº 1 of Negreira in the verbal procedure 13/15 2022, by which the insurance company involved is
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