The civil liability of an insurance agent towards the insurer for whom they distribute insurance on an exclusive basis

At Belzuz Abogados (Insuralex´s Exclusive Member in Spain and Portugal), as insurance specialists, we will discuss in detail in this article the liability of exclusive agents in accordance with Supreme
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Supreme Court (Civil) ruling of 13 January 2026

In its ruling of 13 January 2026, the Supreme Court reinforces the requirement for informed consent in non-urgent instrumental deliveries, even in the absence of malpractice. The lack of information is classified
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The civil statute of limitations for product liability actions

Below, Belzuz Abogados, as specialists in insurance, will discuss in detail the civil statute of limitations for product liability actions, adapted to the latest EU regulations, specifically Directive (EU) 2024/2853 on liability for defective products (which
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D&O insurance in the face of growing liability for directors

In this context, and within the framework of the activity carried out by the Insurance Department of Belzuz Abogados S.L.P., we have found that D&O insurance is no longer an
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Travel and hospitality insurance in the digital age: legal challenges and opportunities for insurers in Spain

Digital transformation has profoundly changed the way we travel, book accommodation and purchase assistance services. Online platforms, mobile applications and the immediacy of the digital environment have also driven the
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Prescription of civil liability established in a final criminal judgment. Novel criterion of the Second Chamber of the Supreme Court STS 40/56/2020

In this judgment, the Chamber analyses an appeal lodged against the judgment that had ordered the appellant to pay civil liability compensation for the damage caused by the commission of
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Insurance and Surety Law in Spain in times of economic instability and uncertainty

In an economic context marked by financial instability, persistent inflation and rising default rates, Insurance and Surety Law in Spain is establishing itself as a key tool for ensuring stability
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Significant changes introduced by Law 5/2025, of 24 July, on civil liability and insurance in the circulation of motor vehicles

On 22 July 2025, the Spanish Parliament approved Law 5/2025, amending the Consolidated Text of the Law on Civil Liability and Insurance in Motor Vehicle Traffic, approved by Royal Legislative
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Another approach to the application of interest under article 20 of the Insurance Contract Act

This judgement partially accepts the appeal and modifies the ruling of the lower court by fixing the date of recovery at a different moment than that established by the lower
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The theory of disproportionate harm

In order to assess the existence of civil liability it is necessary that the person who alleges its existence proves the constituent elements of the same; however, among the exceptions
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