Significant changes introduced by Law 5/2025, of 24 July, on civil liability and insurance in the circulation of motor vehicles

On 22 July 2025, the Spanish Parliament approved Law 5/2025, amending the Consolidated Text of the Law on Civil Liability and Insurance in Motor Vehicle Traffic, approved by Royal Legislative
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The judge agreed the non-application of the multiple deductibles, considering it as a limitation of the rights of the insured subject to the provisions of art. 3 of the Insurance Law

In this article we will analyse the judgement issued by the Examining Court nº 1 of Negreira in the verbal procedure 13/15 2022, by which the insurance company involved is
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