Coverage of claims caused by natural disasters. Special mention of the August 2024 DANA in the Balearic Islands

As lawyers specialising in Insurance Law, when natural phenomena occur which, due to their magnitude, generate considerable damage, we receive numerous queries from affected individuals. In this sense, insurance policies
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Co-responsibility of civil liability between franchisees belonging to the same franchise, for their participation in the treatment of an implantology patient

In this article we will analyse the judgement handed down by the Provincial Court of the Balearic Islands We will analyse the judgement of 14 April 2020 of the Provincial
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The possible civil liability that could be caused by the use of artificial intelligence. The case of Air Canada.

In this article we will reflect on the civil liability derived from the use of artificial intelligence (AI) and the problems of its use. This article aims to raise awareness
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How will the latest reform on procedural efficiency affect civil proceedings?

The recent Royal Decree-Law 6/2023, of 19 December, which came into force on 20 March 2024, has tackled an ambitious reform of the civil jurisdiction aimed at achieving greater efficiency
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Electric vehicles – implications for the insurance sector

The development of electric vehicles in the near future is a reality, supported by arguments such as consumer demand, promotion by state governments and environmental protection. This is a major
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Insurance contract: effects of non-payment of the successive premium due to a cause attributable to the policy holder against an injured third party.

As already analysed by the Judgment of the 1st Chamber 357/2015 of 30 June, the effects of non-payment of the premium in the insurance contract differ depending on whether the
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The Supreme Court upholds a medical insurer who sued against its own medical team

I. Introduction At Belzuz Abogados, as specialists in Insurance Law, we receive queries and are familiar with the management of procedures in all aspects of this broad legal branch, and
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What does the policyholder’s duty to inform actually entail?

The Spanish Insurance Contract Law establishes the policyholder’s duty to declare the relevant circumstances for the assessment of the risk by the insurer, before signing the policy. Subsequently, it also
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Civil liability for the use of the image and name of a famous person to promote a show

Belzuz abogados (Insuralex Spain) will study the civil liability of the promoter of a show for the use of the name and image of a famous person without their prior consent.
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Health care abroad – Time limit for notification of the claim

The importance of notifying the claim within the time limits provided for in the policy is particularly relevant when the delay has the effect of increasing the risk and therefore
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