Travel and hospitality insurance in the digital age: legal challenges and opportunities for insurers in Spain

Digital transformation has profoundly changed the way we travel, book accommodation and purchase assistance services. Online platforms, mobile applications and the immediacy of the digital environment have also driven the
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Prescription of civil liability established in a final criminal judgment. Novel criterion of the Second Chamber of the Supreme Court STS 40/56/2020

In this judgment, the Chamber analyses an appeal lodged against the judgment that had ordered the appellant to pay civil liability compensation for the damage caused by the commission of
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Insurance and Surety Law in Spain in times of economic instability and uncertainty

In an economic context marked by financial instability, persistent inflation and rising default rates, Insurance and Surety Law in Spain is establishing itself as a key tool for ensuring stability
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The New Legal Battle Following the Breast Cancer Screening Scandal in Andalusia: An Analysis from the Perspective of Health Law and Insurance Law

One of the biggest health scandals in the recent history of the Andalusian Health Service has recently come to light. According to media reports, thousands of women were not informed
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Significant changes introduced by Law 5/2025, of 24 July, on civil liability and insurance in the circulation of motor vehicles

On 22 July 2025, the Spanish Parliament approved Law 5/2025, amending the Consolidated Text of the Law on Civil Liability and Insurance in Motor Vehicle Traffic, approved by Royal Legislative
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Modification of section 1 of article 19 of the revised text of the General Law for the Defense of Consumers and Users

The issue we are facing is of important importance for entrepreneurs and financial institutions, since, with the reform introduced, the content and effects provided for in Article 20 of the
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The Supreme Court indicates the obligation to attend the expert procedure

As lawyers specialising in Insurance Law, we have seen large claims in which, once the claim has been recognised by the insurer, there have been severe discrepancies regarding the amount
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The unity of civil fault

Civil liability can have a contractual origin, when damage is generated in the performance of a contractual obligation, or a non-contractual origin, when damage is generated in which a contractual
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The consequences of non-payment of the premium in the context of a life insurance policy in accordance with Article 95 of the Insurance Contract Law

We will analyze the Supreme Court ruling of March 2, 2020, which addresses “the consequences of non-payment of the premium in the context of a life insurance policy in accordance
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Another approach to the application of interest under article 20 of the Insurance Contract Act

This judgement partially accepts the appeal and modifies the ruling of the lower court by fixing the date of recovery at a different moment than that established by the lower
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