ENS, a corporate law firm, with over 600 specialist practitioners, is Africa’s largest law firm and has the capacity to deliver on its clients’ business requirements across all major industries on the continent.  The firm operates in 7 jurisdictions across the continent, these being South Africa, Ghana, Kenya, Mauritius, Namibia, Rwanda and Uganda.  ENS is recognised by top ranking global agencies for achieving consistently high standards when working on the continent.

The firm’s Insurance Practice Group, consisting of in excess of 25 directors, is one of many departments/practice groups within the firm, and acts for insurers, underwriters, reinsurers, brokers and a diverse range of policyholders. It is well placed to provide its clients with strategic and meaningful assistance in relation to insurance and reinsurance disputes across all lines of insurance / reinsurance business, coverage and policy wordings, corporate, regulatory and compliance matters.

ENS is described by the Global Ranking Agency Chambers Global Guide as priding itself on its turnaround time and professionalism and as having a growing presence in the insurance space.

Practice Areas

Subrogated Recoveries

We offer coverage advice as well as guidance on and assistance with the claims process and any disputes across all insurance business lines:

  • Assets all risks, property and business interruption
  • Cargo, goods in transit and stock throughput
  • Commercial crime and civil liability
  • Construction and engineering (including breakdown and business interruption)
  • Cyber, network disruption and data breaches
  • Environmental liability
  • Financial lines and directors and officers (D&O)
  • General commercial and business risks
  • General liability cover, including public liability
  • Guarantees (including construction and mining rehabilitation financial guarantees)
  • Hospitality and leisure
  • Mining, industries and power
  • Political risk
  • Product liability and recall 
  • Professional indemnity
  • Trade credit
  • Travel and events / bookings cancellation

Subrogated Recoveries


  • All aspects of insurance regulation
  • Assisting in new product development from a regulatory and policy wording point of view
  • Compliance with the relevant legislation and codes
  • Drafting policy wording


  • Assisting insurers and corporate / M & A work and capital market raising, including corporate insurance mergers, acquisitions, joint ventures, restructurings and expansion into new markets
  • Cell captive arrangements
  • Insurance investments and hedging, including derivatives and security lending and repurchasing transactions
  • Lloyd’s of London related advice
  • Managing intellectual property portfolios
  • Transactional matters, including structuring and implementing large and complex local and cross border insurance, reinsurance and structuring transactions
  • Underwriting management agreements and agency agreements
  • Warranties and indemnities

Contact ENS

Publications - ENS

  • Insuralex Welcomes ENS as Member for South Africa

    Insuralex Welcomes ENS as Member for South Africa ENS, with offices in 7 jurisdictions across the African continent, is Africa’s largest corporate law firm, one of its specialities being Insurance...

  • 2024 Insuralex Miami International Insurance Summit

    Important update: Event fully booked. Waiting list opened.    We currently have registered participants and speakers from more than 50 different countries working at: AIG, Allianz, AXA climate, Chubb, Liberty, Lockton,...


Rob Scott (Johannesburg)
Email: rscott@ensafrica.com
+27 (083 408 6751)
Zara Sher (Cape Town)
Email: zsher@ensafrica.com
+27 (082 310 3859)
The MARC | Tower 1
129 Rivonia Road, Sandton
Country: South Africa